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DON’T LET YOURSELF GO

There’s a big difference between neglecting your body and neglecting your soul. If you neglect your health, your body will get fatigued and ultimately succumb to illness. However, if you neglect your soul and spirit, everything about you will collapse – whether it’s physically, mentally, or emotionally. Sometimes life can feel like one big rat race. If we’re not chasing after the latest fad or trying to figure out what’s trending, we’re drowning in jealously over the fake lives that other people portray on social media. It’s no surprise that so many people wrestle with insecurity every day. Enough is enough! Stop comparing yourself to other people. There is no need to torture yourself wishing for that extravagant trip to Nepal or longing for that neon Lamborghini.

Take a good look in the mirror and accept to stand in your truth. Stand in the truth of your uniqueness. Stand in the truth of your potential. Stand in the truth of your worthiness, just the way you are. Who says you have to have that perfect Instagram life to be happy? It’s more important to be healthy. It’s more important to be content. It’s more important to be secure in who you are whether there is a million dollars in your bank account, or just one. You have the power within you to move mountains! The very power that sustains the entire universe in harmony exists within you. Be still, and listen. Meditate on this thought. You are capable of achieving even your most incredible dreams.

Don’t allow yourself to become a prisoner of discontent. If you spend all of your time creating a reality that only exists in your head, every thought and emotion you have will be contaminated with self-doubt. It’s important to understand that no one is chasing you. The sky isn’t going to fall if you don’t have the perfect life.

Don’t let money and ambition steal the hope, joy, and smile from your life. There are countless traps in this world that threaten to steal your happiness, but remember, your armor is from heaven. The fire inside you is eternal. Your mind is a weapon and your chest is a shield covered in gold from the heavens. Who told you that you aren’t good enough? Who on earth told you that you are a beggar? We are all children of God. We are all brothers and sisters in Christ. We are all a part of God’s divine plan, and this fact makes us all important. Through Christ, we are all connected. We are all connected to the supreme source of life. This isn’t some type of hippie mumbo-jumbo, or some cliché motivational platitude, it’s the truth. And you know it too. It’s time to open your spiritual eyes and recognize that you are called to live your life as an heir to the Kingdom of God. You are royalty, so accept it! Get up, do not be afraid and everything you ask in faith shall be given unto you in God’s time. Stand firm and have faith, soon you will see.

Daniel Habif
Motivational Speaker

#DanielHabif

#Inquebrantables

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DON’T PRETEND

Few things in life are as important as standing in your truth. It’s high time people stopped being so comfortable with phoniness. There’s no need to pretend to be more than you are, or to think less of yourself at all. We are all equal, with different nuances to our skills and abilities. Regardless of who you are or where you come from, we all basically share the same inner essence. Every person is perfectly capable of experiencing contentment, or attaining great success in life. Unfortunately we are also susceptible to insecurities and self-doubt. We never want to take responsibility for our lives and we blindly fall victim to perfectionism. In the process, we constantly try to justify unreasonable behavior.

Life’s about the little things. It’s a about finding joy in the beautiful simplicity of our shared reality. Instead of trying to get the most out of time, learn to savor it. Bathe with calm, eat slowly, unbutton with pace, soothe yourself with love and stop being so fixated on what to expect next. Enjoy your sleep and dream big. Eat what you want and be spontaneous. It’s ok to cry every now and then, but don’t end up choking on your tears. If times are tough, turn on the radio and sing, even if your voice is trembling and hoarse. Choose to live in happiness. Choose to live in purpose. Make a sincere prayer and tell God everything that bothers you. Pray about what you want to change and let God take the wheel. Life is simple, but we tend to complicate it with so much noise and distractions. If you start to live authentically, you can walk a mile in the dark, but the light inside you will always shine a away.

Daniel Habif
Motivational Speaker

#DanielHabif

#Inquebrantables

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THE QUESTION

Most of our thought processes are based on pessimism. Whenever we contemplate an issue or a dilemma, we end up asking a series of circular questions and answers. We fixate on trying to reveal the unknown and lose sight of our train of thought. If we re-think the way we reason, and make a few modifications to how we solve problems, there will be a dramatic improvement to how we gain understanding of the many mysteries we encounter.
Change the Question   

Example:  

How do I do this, if it is impossible?

  • Notice how in this question, the answer is implied in the second clause and doesn’t allow you to generate a new process of thought, much less a new path of discernment. Word-choice seems trivial, but it has a profound subliminal effect on our perception. In the given example, all hope is lost purely because of the choice to include the words “if it is impossible.” Whether or not it was intentional, this negative phrasing turned faith into an abstract concept when it should be a central catalyst.

Rephrasing:

How do I do this?

  • By reformulating the question as illustrated above, you open endless opportunities to activate your potential. Even though the circumstances being questioned are unknown, eliminating pessimistic language allows you to be both proactive and creative about finding an answer. Optimism and neutral language activates your faith, and the concept in question ceases to be abstract. Clearly your mind will be more receptive to answering this question if there are no barriers established by negative-phrasing.

This is the key to changing the way we think. It seems simplistic, but if we condition our minds with thoughts that don’t stand in conflict with our intentions, we position ourselves to stop asking redundant questions and start finding useful answers. If you can train your mind to relinquish the inertia of negativity, you’ll be able to relax and figure out what needs to be done.

IF YOU CAN’T FIND THE ANSWER, IT IS BECAUSE YOU KEEP ASKING THE SAME QUESTION!

#DanielHabif

#Unbreakable

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NO GUTS NO GLORY!

There’s big news! The perfect time to chase your dreams does not exist; it is a lie, it’s an illusion that is rooted in fear and self-sabotage. If you want to accomplish anything in life, the time is now. Not later, not when everything falls into place, it’s now. Opportunity knocks only once, and if you hesitate to seize the day, who knows if, or when, you’ll ever get the same chance again. Sometimes in life you just have to go for it! You have to take courage and fight for your dreams. Open your heart and your mind to the possibilities that boldness can achieve. It’s not enough just to be prepared for action, you also need to be willing.

Stop waiting and go for it! No guts no glory – for thus says the Holy Spirit: life is short, there is no time to think or to plan. Run fast, but without haste. Run far, and do not surrender. No matter what, keep running. This is the only way for success to eclipse regret at the end of your life’s journey. When all is said and done, you may become exhausted, sore, torn, cracked and broken… but it if you were bold enough to act, you will sing with joy. This has been my story. This has been my truth. I ran, and I ran forward. I put away my fears, and followed my dreams. I believed, I leapt, and I flew. And yes, I even fell. But I still got up and tried again. Through it all I learnt an undeniable truth; nothing and no one can stop a person who doesn’t give up.

You may be filled with fear, but that doesn’t mean you should stop. Use your fears as a vaccine. Use it to stay alert. Use it to stay focused. Don’t ever let anxiety overwhelm you because fear is not who you are, it’s what you feel. And what you feel can change at any given moment. You are a warrior. You are a fighter created to conquer fear. So be courageous and victory shall be your reward. Your wounds will one day be redeemed by The Lord and He will give you a crown worthy of your faith.

The Lord has given you the word of thy days ahead. If you are bold enough to act, the rest will come.

Daniel Habif

Motivational Speaker

#DanielHabif

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4 TROUBLING BEHAVIORS THAT MARRIED COUPLES SHOULD NEVER SWEEP UNDER THE RUG

Marriage is arguably the most important commitment a person can make in their lifetime. Not only does it bind a couple together as partners, it requires each spouse in a marriage to adapt to both predictable and unpredictable circumstances in the long-term. Marriage is often romanticized as a magical union between two individuals. People innocently expect to live happily ever after simply because they’ve managed to profess undying love in an extravagant ceremony. After the confetti settles however, marriage ultimately reveals itself for the colossal mission that it truly is. In the big picture, marriage is a merging of two distinct lives. It’s a decision not just to live with someone, but to grow with them. To evolve with them. It’s a decision to become so entwined with a partner that you can even share the tremendous privilege of raising children as a family unit of your own. Marriage is for real, and it’s forever.

In spite of all the good intentions that people walk into marriage with, several couples continue to suffer the heartbreaking fate of separation and divorce. Life’s challenges have a tragic way of creating division in relationships. In turn, the more divided couples are by conflict and betrayal, the more difficult it is for them to grow and share in life. The bad news is that marriage is tough. The good news however, is that so are you. If you can train yourself to recognize early signs of discord in your marriage, you stand a chance at preventing your relationship from unravelling. Here are four important traps to avoid in order to keep a marital bond alive and strong:

1.       Selfishness:

Marriage cannot possibly work without cooperation, and cooperation demands team spirit. One of the most important ways to keep partnership alive in a marriage is to be considerate and inclusive. Always bear in mind the impact of your decisions, however small, on the strength of your relationship.

2.       Unfaithfulness:

Jealousy is more than an emotion, it’s a human instinct. Whenever it manifests in relationships, it poisons couples with suspicion and insecurity. One of your highest priorities as a spouse should be to ensure that your partner can always trust that your affection is exclusive. Don’t cheat physically, and don’t cheat emotionally.

3.       Violence and Abuse:

It’s impossible to go through life without experiencing conflict and disagreement with others. Whatever the circumstance, if aggression and hostility play a role in how you resolve conflicts within your relationship, it is doomed to fail. Always be respectful and mature about the way you interact with your spouse. Never resort to violence as a way to solve problems.

4.       Avoidance:

When things get rough or dull, one of the easiest things to do is hide away. Sometimes it’s with social media, sometimes it’s with hobbies, sometimes it’s even with work. People come up with all kinds of excuses not to confront difficult situations. It’s important to beware of how often you prefer to ignore problems instead of facing them. If avoiding your partner becomes a reflex, you will inevitably drift too far apart from your spouse.

Marriage takes work. It can only survive if both partners are fully invested in preserving respect and dignity in every dimension of their shared experiences. Remember to love your spouse. Remember to appreciate them. But most of all, remember to be deliberate about nurturing the connection you share. Don’t just allow the winds of fate to dictate how close your marriage is. Choose every day to work together and build a strong foundation for your future. If you like what you just read from our blog, you’ll love the various informative workshops and events listed on our website and social media. Whether you’re interested in personal development, or overall improvement of your business, give us a call at 1 (888) 823-7757 to find out how RISE Programs can help you break past your daily struggles and start soaring in success.

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THE EARLY BIRD CATCHES THE WORM: HOW TO SAVE FOR RETIREMENT

In the words of Malcolm X, “the future belongs to those who prepare for it today.” According to the Centers for Disease Control (CDC), average life expectancy at birth for all genders in the United States has been on a general climb since the turn of the century. For instance, life expectancy at birth in the 1970s stood at 71 years, with adults at the age of 65 expected to live for at least 15 more years on average. Fast-forward to 2015 and life expectancy at birth had changed to 78 years, with adults at the age of 65 expected to live for 19 more years on average. As time goes by, people in general are living longer because of advancing healthcare, lower crime and access to mass-produced food. This might sound like good news but the truth is that living longer, especially in the current economic order, presents everyone with a serious dilemma.

Inasmuch as life expectancy has been on the rise over time, individual financial stability has followed an opposite trend of decline. This is because more than ever before, household debt either matches or surpasses disposable personal income. Consequently, a significant number of people face difficulty either building up or maintaining substantial savings. According to the Economic Policy Institute (EPI) so many people are grappling with debt that nearly half of all families in the US have no retirement savings at all. All of this means that people may be living longer, but their prospects of living comfortably beyond retirement is being jeopardized by the challenges of financial management.

Despite this dilemma, it is still possible to prepare adequately for retirement. With the right determination, initiative and discipline, most people have what it takes to make up for lost ground, if any. The most important thing is to actually make a firm decision to commit to responsible financial management – the earlier the better. If getting ready for retirement hasn’t been something you’ve thought about in detail, here are a few tips to help get you started with this undertaking:

Start Saving Now

Regardless of your sources of income, or whether you have an employer that is willing to fund a retirement plan, modify your spending habits in order to regularly allocate some of your net cash towards savings. Even if these savings aren’t initially banked in a retirement account, cultivating a mindset that instinctively apportions some of your income towards savings makes it easier to exercise discipline over these finances as they grow over time. Mathematically speaking as well, the earlier a person begins to save money, the less net income they have to sacrifice. For instance in order to save up $250,000 by the age of 65, someone 20 years old would need to set aside $462.96 per month without fail for 45 years. Conversely someone 40 years old would need to set aside $833.33 per month without fail for 25 years. Getting a good head-start clearly creates an advantage, but! consistency is key. Saving out of habit is the only way to get the ball rolling in terms of readiness for retirement.

Calculate your Cost of Living and Prioritize Necessities

Adequate preparation for retirement demands comprehensive awareness of spending. This doesn’t just apply to spending at present, it’s also important to try and develop an accurate idea of exactly what expenses will likely become necessary as one approaches old age. Because different people lead different lifestyles, there is no standard cost of living that can possibly apply equally to everyone. Try answering the following questions in order to generate reliable estimates:

·         How many years do I have left until retirement?

 

·         How long do I expect to live after retirement?

 

·         How much money do I currently need per month to make ends meet?

 

·         How is this monthly amount going to change by the time I’m ready to retire?

 

·         Based on how long I expect to live after retirement, how much money will I need per month to make ends meet, and how much does this translate to annually?

·         What specific steps can I take to generate these estimated amounts in good time?

While calculating these estimates, it’s also important to take into consideration that medical expenses typically increase for people as they get older. In addition to budgeting for routine cost of living therefore, factor in a cushion for medical expenses as part of your retirement savings.

Learn how to Use and Capitalize on Financial Services

Saving for retirement isn’t a one-man-mission. While it’s prudent to start this process out of one’s own initiative, it’s important to know that there are various resources out there that facilitate preparation for retirement. Some of these include:

·         Employer Retirement and Pension Plans

 

·         Individual Retirement Accounts

 

·         Social Security Retirement Benefits

 

·         Federal Insurance for Private Pensions

 

·         Investment in Securities to maximize Interest Revenue

Most banks and specialized financial institutions are more than eager to provide advice on how to take advantage of these and many other monetary resources available to consumers. As easy as it is to find a helping hand on this issue, it’s also very important to exercise caution before entrusting other parties with your hard-earned money. If you’re going to pay someone for investment advice, make sure to get a guarantee in writing that they are a fiduciary investment advisor. Fiduciary advisors are professionally obligated to work in the best interests of the individual consumer who pays for their counsel.

However long it takes, be consistent and be realistic. Saving up for retirement is like running a marathon. The finish line may seem out of reach at first, but persistence is the only way to ever make it across. Never stop saving, never stop planning, and when the time comes, you will never stop thanking yourself for preparing for the future. Check out more of RISE Programs’ Blogs for helpful advice on business and remember to spread the word by sharing this post.

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5 WAYS TO MAKE SURE YOUR CONFRONTATIONS END WELL

Life is an experience that is dictated by rules. As children, things are usually simple because for the most part we either live by our parents’ rules, or by academic ones. As we grow up, even more rules such as religious ones or professional ones enter the fray. In a perfect world, all these different rules would exist as steadfast standards which are easy for everyone to follow. For as long as rules exist however, human nature will compel us all to break them, whether intentionally or unintentionally.

There’s no escaping it

This inevitable fact is the reason why confrontation exists. Confrontation is a process that happens when people who fail to follow specific rules or social expectations require correction. Confrontation is particularly unavoidable for anyone in leadership because authority happens to be intrinsically tied to enforcement. This is to say that leaders have a duty both to conceive the policies that guide a given group of people, as well as to ensure that established policies aren’t violated or disregarded. Effective confrontation skills aren’t just an asset to leadership, but a requirement. A strong leader should be capable of confronting people in ways that simultaneously prevent conflict, and solve apparent problems.

Because people tend to perceive confrontation as a spontaneous conversation, they often approach this event without any preparation. However confrontation by its very nature is a negotiation. It’s a debate that is best conducted through factual and sober discourse rather than animosity. Here are five essential steps any leader should follow in order to confront others constructively:

1. Be Clinical:

The circumstances which lead up to confrontation are often emotive. Those with an obligation to initiate confrontation likely feel offended whereas those who get confronted are bound to feel defensive upon accusation. Allowing these emotions to influence the dialogue of confrontation will spiral the encounter into a power struggle. Even before deciding to confront someone, make a deliberate effort to detach yourself from all emotion in order to analyze the situation objectively and develop a strategy that will minimize or eliminate tension.

2. Identify the Problem:

Never involve yourself in the unpredictability of confrontation without a definitive understanding of what rules have been broken, and the exact problems said broken rules produce. A vague understanding of precisely what a confrontation should achieve not only leaves you vulnerable to aimless quarreling, it can prompt you to initiate personal attacks in lieu of having a justifiable argument to defend. Once you’ve identified specific problems to tackle, draft a series of solutions or compromises that would best restore order to the affected relationship.

3. Make Contact:

Confrontation can only happen if it’s actually initiated. Once you have a game plan in place, it’s up to you to choose the right place at the right time, and meet with the necessary people to discuss any issues. Don’t make contact suddenly. As much as possible, choose an appropriate time that allows for discreet and extensive dialogue should the confrontation become time-consuming.

4. Use Neutral Language:

Once confrontation has commenced, it is extremely important to remember that emotions do not belong anywhere in the conversation. This doesn’t just encompass attitude, it involves deliberate use of language as well. For instance, replacing “you” statements with less-direct statements deflects the embarrassment of feeling blamed. Consider the following two accusations:

  • You waste a lot of electricity because you never shutdown your computer before locking up.
  • The computers have to be shutdown properly before locking up in order to save electricity.

The second less-direct statement allows an accused person to save face while clearly highlighting their mistake. Neutral language keeps heads cool and fosters mature engagement during confrontation.

5. Stay On Topic:

Simulating a confrontation and participating in one are two different circumstances altogether. Whether or not things go as planned, confronting someone face-to-face is an interactive process which can sidetrack for any number of reasons. Even if it means having notes written down on a clipboard, remember to stay focused on the central objectives of a confrontation in an impartial way. Address the problems at hand and not the person. Avoid taking on a hardline or forceful approach unless it is an absolute last resort. Confrontations conducted through diplomacy and composure generate more enduring resolutions than those which feature intimidation and coercion.

Confrontation may be volatile, but that doesn’t mean it’s unmanageable. A tactical approach helps reduce the chances of getting stuck in contentious arguments with defensive people. The most important goal isn’t to get one’s way in the end, but to conclusively solve the problems which create a need for confrontation in the first place. Check out more of RISE Programs’ Blogs for helpful advice on leadership, and remember to spread the word by sharing this post.

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HOW TO MAKE SURE YOUR 2018 IS AN UPGRADED VERSION 2017

Happy New Year! It’s that time of year when everyone’s scrambling to make resolutions, but have you ever asked yourself why? Especially when over one third of resolutions end up forgotten by the wayside before January is over. Most of them won’t even be remembered six months later. Whenever we commit to a resolution, this decision requires us to evaluate ourselves in ways that many don’t normally do. This is good because self-reflection is a healthy way to illuminate flaws that need improvement. For many, the New Year actually serves as a wake-up call. Choosing to do something about your life in order to become a better person is always a powerful thing!

Why do so many New Year’s Resolutions fail before January is over?

Most resolutions are made in response to something negative; a habit or situation that the person wants to change or end. And that is a big problem – it’s hard to develop momentum from a negative response. It is always easier to move toward something, than away from something. This is a powerful key to whether people follow through on their goals or not.

Most New Year’s Resolutions lack a foundation of meaning and personal relevance that makes it difficult to deviate from them. What you need is something sincere. Something that comes from the inside. Something that’s based on what actually matters to you. It has to be something that is aligned with your personal values, vision and purpose. This is the only way to get behind a resolution; have confidence in it and keep your motivation to see it through. Your resolutions must be attached to something bigger. Something meaningful that clearly illustrates sustainable benefit.

Embrace the Gap

Resolutions or goals can have a tendency to make you feel less-than, because there’s something you don’t have now that you aspire to gain in the future. Goals introduce a gap or transition between where you are, and where you’d like to be, which instantly makes part of where you are right now a place you don’t want to be. This is how the very nature of having goals can hurt your self-confidence if you don’t know your personal value. Learn to embrace the transition, embrace and enjoy the gap.

Once you reach a goal, what’s next? Instinct says you’ve got to set another goal. Then another, then another…When do you get to stop and just enjoy life right where you are? This dilemma is why the real gold and real value of pursuing a goal is in the experience, NOT in the end result.

Create a Life on Purpose

Live on purpose, with purpose! What will you do in 2018 to put yourself in a position to make more money? What will you do in 2018 to develop better relationships with those you love and value? What will you do in 2018 to live the life you’ve always wanted?

It’s not enough just to have written goals, you must have a concrete plan to reach these goals. Know and see your goal clearly. Know why you want to accomplish that goal. See yourself enjoying the benefits of reaching your goals, and visualize them to the point that you can taste, smell and feel them. Experience them in your imagination as if they are your current reality.

Will 2018 be just another year that started with good intentions but didn’t go anywhere? It’s time to go from good intentions to intentional living! Make this the year you get your weight under control…start that business you’ve constantly been talking about…get out of debt for good…take your business to another level, or do something to build stronger relationships.

Here is a great tool to help you achieve your goals!

 

Richard Martinez

Intl. Transformation Expert

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NEW YEAR, NEW LEVEL OF RESPONSIBILITY

The New Year is here! As we enter into 2018, it is wise to reevaluate all of our personal and professional goals. We need to pause a little bit and really examine whether how we’re living is working or not. Self-awareness through self-reflection is a powerful tool and precursor to success. As young as the year may be, we have already started gathering different people, things, and perspectives that either add to, or take away from our energy, time, health and happiness. Moreover there are things that might have served our goals well when the year began, but they’re now obstacles that need to be done away with. Whether it is you taking on other people’s problems, taking on more than you can handle, or not dedicating the right time and energy into what you are responsible for, things must be reviewed, revised and readjusted for this New Day.

Wise people focus their energies on managing what they are directly responsible for. Each person has specific things in life that deserve, require, and even demand our time and energy. Simply put, these are all our responsibilities. For parents, responsibilities tend to revolve around children. For professionals, they tend to revolve around career-success. Even children have responsibilities which revolve around their academic performance. The point is that every person has specific areas that receive undivided attention, time and energy. Our overall satisfaction in life is directly tied into how well we manage the various things that we are ultimately responsible for.

Yes we can all multitask in order to distribute the attention given to our many responsibilities, but it’s very important to remember that some responsibilities need our highest concentration. They deserve distinction from what routinely occupies our efforts because of how much personal attention, time and energy they require.

We have one life, and our time and energy is invaluable. Our time and energy are foundational to getting all that we want in life, therefore, we must be most responsible with where, what or who we dedicate time and energy to. Wise people focus their energies upon managing that which has been given to them. They start by mastering what they have, then building bigger and expanding into more. As they prove faithful, they will be expanded, promoted, and exalted. This is being responsible with time and energy. Do not try to change the whole world if you have not established peace in your own life. Work on your home and your relationships. Spend time with your children. Get your finances in order before you try to exert authority over society.

Richard Martinez

Intl. Transformation Expert

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LA CUESTA DE ENERO/ THE JANUARY SLOPE

 La Cuesta de Enero – what exactly is it? The true meaning behind this expression lies in the word cuesta, which translated from Spanish means an uphill slope. Therefore as its name indicates, La Cuesta de Enero means the January slope or the January climb. For those who don’t know, Mexico and Spain typically use this phrase to describe the aftermath of being broke in January after celebrating and spending a little too much over the holidays.

In other words, when you hear someone say, “estoy en la cuesta de Enero,” they’re simply expressing that they’re trying to cope with the financial struggles of surviving through January on a strained budget.

Even beyond holiday spending however, La Cuesta de Enero feels that much harsher because of normal financial obligations like tax season, back-to-school spending, costly New Year’s resolutions and so on. La Cuesta de Enero is worrisome for lots of families because it piles onto an already high cost of living.

What can be done to avoid the famous “January Slope?”

Surviving the January slope starts with organizing your expenses in December. Beyond doing the usual things to control spending, being thoughtful and practical about which gifts to buy can actually prevent you from spending too much money before the New Year. There’s a reason why they say it’s the thought that counts. It’s because sentimental value is far more precious than financial value when it comes to gift-giving.

Instead of basing your purchases on random imagination of what you would like a gift-recipient to have, base it on your knowledge and understanding of their character. Use your observations of what they’re passionate about to decide on what the perfect gift would be. This might sound improbable, but it actually has the unexpected effect of pinpointing the perfect gift that doesn’t need extravagant spending. For example, someone who likes gardening would probably appreciate a natural plant as a gift much more than they would a mobile device. Or someone who likes music will probably enjoy dinner and show more than lavish jewelry. There are so many gifts that don’t have a great cost, but still have the desired impact of showing that you care. Just use a little imagination and ask the question: “What does a: ______ like?”

The January slope isn’t something to dread when you realize that it’s just a part of life. Not only can you survive it, you can actually avoid it by making wise choices before it happens. Whatever the case, take heart because you are destined to do great things not only in January, but in every month of 2018.

Happy Holidays to you, your family and friends. Our team at RISE Programs wishes you a Happy New Year as well, and an easy Cuesta de Enero!

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